The key to “harmonious household finances” is sharing the household finances! Household account book app “Zaim” now has a new function “Pair household account book” that can be managed by two people
Kufu Company Co., Ltd. Press release: November 12, 2024 The key to “harmonious household finances” was sharing the household finances! Household account book app “Zaim” now has a new function “Pair household account book” that can be managed by two people ~ “Visualization” of household finances starts with sharing account information! Supporting money communication ~
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-4c9e690ecf2e1ecb913b496327c94dc3-1920×1280.png
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-2b63015c1d9342679254ce364cca5891-960×540.jpg More than half of the respondents, 54.0%, said they “shared
everything” and “mostly shared” their financial situation with their living partner.
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-d442772458237ae9a819280d7ebc0e20-960×540.jpg Among those who share their household finances with their partner, the most common perceived benefit was “being able to discuss large expenses” (64.0%), followed by “being able to manage the household finances efficiently” (54.6%), and “being able to prevent wasteful spending”. ” (50.1%) and “I can prepare for my future life” (49.3%) were top choices. You can see that they are placing importance on being able to think about spending and saving together in preparation for the future.
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-6111d64ed783d6fa454c66241293635f-960×540.jpg On the other hand, among those who do not currently share their household finances, 33.3% (33.3%) said they “strongly want to share” and “somewhat want to share,” meaning one in three people said they “actually want to share.” I understand. People who share their household finances with their partner have higher levels of
satisfaction with household finance management
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-3850382aaa6677642f123ab8fef83458-960×540.jpg *Excludes those who answered “I can’t say either way” about sharing the financial situation with a partner When comparing the current “satisfaction with household finance management” with the degree to which the household finances are shared with a partner, 35.1% of respondents who “shared everything” had the highest proportion of respondents who were “very satisfied.” The combined ratio of “very satisfied” and “somewhat satisfied” was: “I share everything” 74.8% > “I mostly share” 65.7% > “I don’t share much” 44.6% > “Not sharing at all” at 43.4%. Furthermore, among those who “not share anything at all”, the highest percentage of respondents were “not satisfied at all” (12.2%), indicating that sharing household finances is correlated with satisfaction with household finance management. . [Survey overview] Survey theme: About managing household finances with a partner Survey area: Nationwide Survey target: 1. 2,283 “Tokubai” users 2. 2,884 “Zaim” users Survey period: October 30, 2024
(Wednesday) to November 4, 2024 (Monday) Survey method: Internet survey The new feature “Pair Household Account Book” supports communication by “visualizing” the money of two people! The first step is to share account information As a first step towards managing your money together with your partner, Zaim has added a new feature called Pair Household Accounting Book, which allows you to share bank and securities company account balances and trends. Posts about saving on social media often talk about the importance of discussing money with your partner (=money meetings), but surveys show that many people say things like “I’m too busy and don’t have time” and “I’m reluctant to talk about money.” In reality, it turned out that the hurdles were a bit high, as some people raised their voices. This new feature, developed in response to such requests, allows both parties to begin communicating about money by first understanding how much money they have and how it is being used. .
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-9afe506112f2bd37c52c2bca430503bb-1920×1280.png The household account book app “Zaim” not only takes photos of shopping receipts, but also works with banks, securities accounts, credit cards, shopping sites, etc. to automatically obtain data, greatly reducing the effort required to input household account books. . With the new feature “Pair Household Account Book,” you can choose what you want to share with your partner in your bank or securities account, and share it with each other.You can also see the total account balance and changes at any time. It is also possible to set financial goals together as a way of expressing the enthusiasm of the two of you. By thinking about a common goal and visualizing the money of two people, it can be used as a communication tool to create an opportunity to discuss money. The “pair household account book” function is recommended for these two people ・The two share the management of fixed costs and variable costs ・Two people use a joint account to manage their household finances ・A couple aiming to build assets by saving one of their income ・Two people who collectively manage their income and use a pocket money system In the future, we plan to add features to Zaim that will allow users to share their monthly income and expenses, set goals such as savings amount, and check their progress together. We will support communication about money with partners and enhance functions that will give you a high level of satisfaction with household budget management. ◆ About the household account book service “Zaim”
https://prcdn.freetls.fastly.net/release_image/46400/425/46400-425-6fba7c23eaa76c575ebc9ba923a23717-1864×880.jpg Zaim, a household account book service that has been downloaded over 11 million times, is a service that allows you to easily record your household account books from your smartphone. In addition to the ability to take photos of paper receipts and automatically read them, you can also automatically record expenses and income by linking with banks and credit cards, making it easy to manage your household finances. ▼Click here to download the “Zaim” app https://zaim.net/ ◆Company profile https://kufu.ai/ Company name Kufuu AI Studio Co., Ltd. Business details ・Planning, development, and operation of household accounting service Zaim and derivative services ・Service planning, development, and operation in the Kufuu Company Group ・Service planning, development, and operation outside the Kufuu Company Group ・Creation of new business, R&D Capital 29 million yen Establishment September 2012
