Hunel Co., Ltd.
66% of people feel uneasy about the occurrence of a large-scale earthquake! What percentage of people have disaster prevention goods? Questionnaire survey results of 500 men and women
Hunel Co., Ltd., which develops a wide variety of services from financial services for individuals to consulting for companies in the finance and insurance industry, conducted a “questionnaire survey on earthquakes” targeting 500 men and women.
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The percentage of earthquakes that occur in Japan in the world is very high, and about 20% of the earthquakes with a magnitude of 6 or more that have occurred in the world have occurred in Japan.
Regarding the Nankai Trough earthquake, it has been announced that the probability of a magnitude 8-9 class earthquake occurring within the next 30 years is 70-80% (as of January 24, 2020), so I am worried about the occurrence of a large earthquake. Isn’t there a lot of people who are in the middle of the day?
This time, we conducted a questionnaire survey targeting 500 men and women, such as what they usually keep in mind as preparations for earthquakes and countermeasures.
●Respondent attributes
The age and gender ratios of the 500 people who answered the questionnaire this time are as follows.
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● More than 60% of people are worried about the occurrence of a large-scale earthquake in the area where they currently live. [Image 3

More than 60% of the respondents felt uneasy about the occurrence of a large-scale earthquake in their current area.
● 54% of those who have earthquake insurance
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Regarding the subscription to earthquake insurance, 54% of those who have enrolled and 46% of those who have not.
When we asked the 231 people who answered that they did not have earthquake insurance why they did not, many of them said, “I can’t afford to pay for earthquake insurance.” Here, we will omit similar responses.
■ Reasons for not purchasing earthquake insurance
・Because it is financially difficult to pay insurance premiums ・I don’t know if earthquake insurance is really useful
・Insurance premiums are high
・Because I don’t have enough money
・Because the coverage is limited
・Because you have already seen the cost-effectiveness of earthquake insurance – Since the area covered is small
・Because I do not understand the breakdown of insurance
・Because I don’t know
・Because there are many transfers and moving repeatedly in a short span -I don’t think it will be necessary
-I didn’t have time to join
・Because you live in a rental property
・Because it is a building with high earthquake resistance
・Because it is an area where earthquakes rarely occur
Even those who were worried about the occurrence of a large
earthquake, there were many who did not have earthquake insurance. Earthquake insurance does not compensate for the actual amount of damage, and the upper limit of the insurance payment amount is determined according to the degree of damage.
■ Compensation contents of earthquake insurance
[Table 2: https://prtimes.jp/data/corp/108703/table/5_1_dc421aeb237fa60e428e82d6589067ee.jpg ]
There is also a maximum amount that can be purchased for earthquake insurance, up to 50 million yen for buildings and 10 million yen for household goods. In other words, even a building worth 100 million yen can receive up to 50 million yen in earthquake insurance.
Some people said that the reason why they did not buy earthquake insurance was because they were looking at the cost-effectiveness of earthquake insurance. It seems that one of the reasons why people do not buy earthquake insurance is that if they do not, the amount of compensation will be less than 60%.
But there’s a good reason why earthquake insurance coverage is capped. Compared to floods and fires, the scale of damage caused by
earthquakes is likely to be enormous, and depending on the scale of the damage, private insurance companies may not be able to cover it. increase.
Earthquake insurance is a system in which the government underwrites reinsurance in order to prepare for the payment of huge insurance claims. There is no profit for insurance companies.
Since the maximum amount of insurance payable for one earthquake is also determined, the amount that can be insured is limited.
The government’s total payment limit for one earthquake is 11,775.1 billion yen, and when combined with private insurance liability, the total payment limit for insurance claims is 12 trillion yen (*1). Since the total amount of damage caused by the earthquake exceeds the maximum amount of approximately 16.9 trillion yen (*2), we understand that not all damages can be compensated for depending on the scale of the earthquake.
(*1) See Ministry of Finance: Outline of Earthquake Insurance System (*2) Cabinet Office: See disaster prevention information page Depending on the situation, earthquake insurance may not provide sufficient compensation, but it can cover the parts that fire insurance does not cover, and it can also be used as a fund to rebuild your life if your house is completely destroyed by an earthquake. In an emergency, the compensation that supports the immediate living expenses is reassuring.
● 63% have disaster prevention goods
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Next, when we asked 500 men and women whether they had disaster prevention goods, 63% of them had disaster prevention goods. ● The top-ranked disaster prevention goods are “flashlight,” “water,” and “emergency food.”
We asked 317 people who answered that they have disaster prevention goods, what they have in disaster prevention goods.
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■Other answers
·Writer
・Sterilization goods
·Plastic bag
・Simple toilet
·Soap
·Tissue paper
·Toilet Paper
·sleeping bag
・Disposable warmers
・Disposable toilet bag
・Sanitary goods
・Chopsticks
·pot
・Portable stove
·Helmet
·Sanitary items
・Wet tissue
·Nail clippers
・Ear cleaning
・Small sewing set
・Travel toothbrush
·chopstick
Some of you may be wondering what you need to prepare disaster prevention goods (emergency bag).
Here, I would like to introduce the recommended disaster prevention goods (emergency bag) introduced in the “Disaster Preparedness Checklist” on the government’s “Prime Minister’s Office Homepage”. ■ What to prepare for disaster prevention goods (emergency carry-out bag) ·water
・Food
・Disaster prevention helmet (disaster prevention hood)
・Clothing/Underwear
・Rainwear
・Zuk shoes
·flashlight
・Portable radio
・Mobile charger (spare battery)
・Candles ・Matches
・First aid supplies
・Disposable warmers
·blanket
・Gloves
・Toiletries
·toothbrush
·towel
・Pen notebook
·mask
・Alcohol for hand disinfection
・Soap/hand soap
・Wet tissue
・Valuables (passbooks, cash, identity verification documents such as driver’s licenses)
[Preparation for homes with small children]
·milk
・Disposable baby bottles
·Baby Food
・Portable cutlery
・Diapers
・Baby wipes
・ Baby carrier
・Children’s shoes
[Preparation for women]
·Sanitary items
・Sanitary shorts
・Paper sheet
・Invisible garbage bags
[Preparation for homes with elderly people]
・Paper pants for adults
・ Nursing care food
・Dentures ・Cleanser
・Water absorption pad
·medicine
・Copy of medicine notebook
If you are preparing disaster prevention goods (emergency bag), please refer to these.
● “Entrance” and “bedroom” are the top places to store disaster prevention goods [Image 7

When we asked the 317 people who answered that they have disaster prevention goods where they store their disaster prevention goods, the top results were “entrance” for 121 people, “bedroom” for 106 people, and “living room” for 67 people.
● 33% of respondents said that they had not decided on a review of disaster prevention goods, and 26% said that they “once a year.” [Image 8

Next, when we asked the 317 people who answered that they had disaster prevention goods about the frequency of reviewing their disaster prevention goods, 33% answered that they had not decided in
particular, 26% said that they had “about once a year”, and ” About once every six months” continued at 19%.
One of the reasons why it is necessary to regularly review disaster prevention goods is to prevent emergency food from expiring. In addition, you can raise your awareness of disaster prevention by reviewing them, so be sure to review your disaster prevention goods regularly.
● 53% of people stockpile food and beverages for 2-3 days.
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When we asked 500 people how much food and beverages they stockpile and store, 53% of them said, “For 2-3 days.”
It is necessary to stockpile food and drink to prepare for disasters. However, some people may feel that it is difficult to actually stockpile food even if they feel the need.
The “rolling stock method” is recommended as a food stockpiling method that can be started without difficulty.
This is a method of stockpiling a certain amount of food by buying a little extra food (processed food) on a regular basis, consuming the food with the oldest expiration date first, and then buying new food as you eat it. .
The “rolling stock method” stores food while consuming it in daily life, so it is possible to keep a certain amount of food stocked while preventing expiration dates and maintaining freshness.
The “rolling stock method” is also introduced as a recommendation on the government public relations online. It can be said that it is a method of stockpiling food that is easy to incorporate in everyday life as a preparation for disasters.
■ What we keep in mind as preparations and countermeasures for earthquakes No. 1 is “confirmation of evacuation sites”
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, stockpile food and drinking water, confirm evacuation routes and evacuation sites, discuss how to confirm the safety of your family, and secure furniture to walls. Take precautions.
Survey outline
Survey date: September 15, 2022 to September 16, 2022
Survey method: Selective/descriptive responses via the Internet Number of people surveyed: 500 people
■ About Hunel Co., Ltd.
“The management team and each employee will put their whole
personality into building strong relationships of trust with each and every customer and business partner, and create new value.
As a human channel, we will continue to create new value and deliver it to those who need it without getting tired of the current situation. ” is our corporate philosophy, we provide high-quality and highly satisfying services.
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