Nisshin Fire and Marine Insurance Co., Ltd.
OK for freelancers, housewives and househusbands Launched income compensation insurance that can be completed online
-Released in November 2022-
Nisshin Fire & Marine Insurance Co., Ltd. (President: Susumu Oriyama, hereinafter “Nissin Fire”) will launch a new income compensation insurance “Insurance when you cannot work” in November 2022 (*1) whose contract procedure will be completed online *2) will be released. If you are unable to work due to illness or injury, compensation will start from the 8th day. We also offer reliable peace of mind with a simple procedure for everyone.
[Image
 is set from the date of the accident, and there are cases where it is not possible to deal with the risk of decreased income that becomes apparent in a short period of time after being unable to work.
On the other hand, due to advancements in medical technology, etc., the average number of days hospitalized has been shortening (*3), and for reasons such as the fact that sole proprietorships enrolled in the National Health Insurance do not receive sickness and injury allowances, There is a growing need for compensation for short-term disability risks such as those mentioned above.
Against this background, we have decided to launch “Insurance for when you cannot work,” which allows a wide variety of workers to prepare for the risk of being unable to work in the short term. With this product, the application process can be completed online (the first in the industry (*4)), so busy people can easily join at any time. Through our “insurance for when you cannot work,” we are contributing to the resolution of social issues by providing working people with the convenience of being able to easily purchase insurance when they need it, and by supporting the livelihoods of working people. I will come.
Product content
On the website of ){kind=spacer}
https://www.nisshinfire.co.jp/news_release/work/plain/sample.html *1 The start date of the insurance period will be after January 1, 2023. *2 “Insurance when you cannot work” is a pet name for income compensation insurance.*3 According to a patient survey (2017) by the Ministry of Health, Labor and Welfare, the average length of stay for discharged patients has decreased from 44.9 days (1990) to 29.3 days (2017).
*4 Internet sales of income protection insurance will be the first in the industry (according to our research).
*5 By setting the “Housekeeper Special Contract”, it is possible to prepare for the costs of housekeeping services during hospitalization (the period of home medical treatment is not covered).
Company Profile
Company name: Nisshin Fire and Marine Insurance Co., Ltd.
Location: 2-3 Kanda Surugadai, Chiyoda-ku, Tokyo
President: Susumu Oriyama
Established: June 10, 1908
URL: https://www.nisshinfire.co.jp/
Business description: Non-life insurance and insurance-related business Details about this release:
https://prtimes.jp/main/html/rd/p/000000003.000107664.html