Grace Group Co., Ltd. Grace Group of Egg Cryostorage Service Grace Bank will start introducing an installment payment plan (loan) to reduce the burden of paying for egg collection costs.

Grace Group Co., Ltd.
The Grace Group of the egg cryopreservation service Grace Bank will start introducing an installment payment plan (loan) to reduce the burden of paying the egg collection cost.

Grace Group Co., Ltd. (Headquarters: Shibuya-ku, Tokyo; Representative Director: Hiroyuki Katsumi; hereinafter referred to as “Grace Group”) has decided to reduce the burden of paying for egg collection costs, which was a hurdle when considering egg freezing. As one of the payment methods for the “egg freezing package plan” of Grace Sugiyama Clinic Shibuya, Suruga Bank Co., Ltd. (Numazu City, Shizuoka Prefecture, CEO: Kosuke Saga, hereinafter “Suruga Bank”) product “Fertility Treatment Support We will start introducing Loan Plus. The amount varies depending on the drug used and the number of eggs collected, but even at 26 affiliated clinics nationwide (as of December 2022) of our egg cryopreservation service “Grace Bank”, payment of egg collection costs is possible. It is possible to use the “Fertility Treatment Support Loan Plus”.
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[About “Fertility Treatment Support Loan Plus”]
Suruga Bank’s “Fertility Treatment Support Loan Plus” is a loan that can be used to pay for fertility treatment costs, including egg retrieval costs when freezing eggs. Compared to general interest rates for card loans and credit card revolving payments, lower interest rates are applied (annual interest rate of 2.5% to 7.5%). By using this product, you can pay the egg retrieval cost in monthly
installments. If the interest rate is 2.5%, the repayment amount for a loan of 400,000 yen will be 7,000 yen x 61 months (5 years and 1 month).
*The displayed interest rate may not be applied depending on the usage. *Instructions are available at Suruga Bank stores and on the website. *This loan is a two-party contract between the patient and Suruga Bank. *This loan is not an affiliated loan, and Suruga Bank employees will always explain the product and accept applications.
*If you would like to know more about Fertility Support Loan Plus, please contact Suruga Bank. [Benefit plan by utilizing “fertility treatment support loan plus”] For companies that are considering introducing a system to subsidize the cost of freezing eggs for their employees by utilizing the “Fertility Treatment Support Loan Plus”, instead of paying the cost in a lump sum, the cost that the employee pays monthly will be covered during the period of employment. It will be possible to introduce a benefit plan in a form that subsidizes
When paying the egg collection cost of 400,000 yen with the “fertility treatment support loan plus”
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[Image 3 * The above table is extracted from the Suruga Bank website As of November 30, 2022
[About egg freezing]
Egg freezing is a technology that freezes unfertilized eggs in anticipation of future in vitro fertilization, and is a useful means of maintaining a woman’s fertility (ability to get pregnant). In Japan, the Japanese Society for Reproductive Medicine announced guidelines in 2013, allowing healthy unmarried women to freeze their eggs in preparation for future pregnancies.
According to data from the CDC (Centers for Disease Control and Prevention) in the United States, if a young woman’s donated eggs are transplanted, even in her 40s, the birth rate is almost the same as that of women before the age of 30. Advances in egg freezing technology have reduced the invasiveness (damage to the body) during egg retrieval, and the use of anesthesia has made it possible to control pain during egg retrieval. has a survival rate of over 90%. [Image 4

[Regarding assistance for egg freezing by companies]
Starting with its introduction on Facebook in 2014, major companies in the United States have highly appreciated the usefulness of egg freezing, and it has spread as a welfare system. (*Mercer “2021 Survey on Fertility Benefits”).
In Japan, with the support of Mercari in 2021 and the Grace Group in 2022, CyberAgent, Sega Sammy Group, and Japanet Holdings have successively introduced a subsidy system for employees’ egg freezing costs. Corporate support is finally beginning to spread. However, it is thought that the lump sum payment of 400,000 yen or more for egg collection at a clinic is a fairly large amount within the framework of welfare programs so far, which has hindered its spread.
By introducing Suruga Bank’s “Fertility Treatment Support Loan Plus”, the Grace Group hopes to create an environment that makes it easier for companies interested in benefit plans to consider introducing it. [Image 5

[About Suruga Bank Co., Ltd.]
We want to be a bank that thinks of its customers above all else. By listening sincerely to what our customers have to say and providing added value unique to Suruga, we aim to be a company that makes customers say, “I’m glad I met you.”
Trade name: Suruga Bank Co., Ltd.
Established: October 1895
Representative: Representative Director Kosuke Saga
Head office location: 23 Tori Yokocho, Numazu City, Shizuoka Prefecture Business: Banking
[About Grace Group Co., Ltd.]
The Grace Group’s mission is to “create a future where the dreams of as many women as possible who want to have children come true”, and provides cutting-edge comprehensive medical services to support women’s success. Through the operation of Grace Bank, a frozen egg storage service operated by the Grace Group, and Grace Sugiyama Clinic SHIBUYA, a new style of reproductive medicine and gynecology clinic that supports management, women can work more actively while balancing childcare and career. We aim to realize society.
Trade name: Grace Group Inc.
Established: August 31, 2020
Representative: Hiroyuki Katsumi, Representative Director
Head office: Shibuya 1-23-16-5F, Shibuya-ku, Tokyo
Business description: Frozen egg storage service business, consulting business for clinics

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