au Jibun Bank
Balance of “Premium Interest Rate Yen Time Deposit” Exceeded 50 Billion Yen ～High-interest principal-guaranteed products are popular due to the growing medium- to long-term asset building needs of customers～
au Jibun Bank Co., Ltd. (Headquarters: Chuo-ku, Tokyo, President: Takashi Ishizuki, hereinafter referred to as au Jibun Bank) announced that the balance of “premium interest rate yen time deposit” will reach 50 billion yen on January 25, 2023. I’ll let you know when I break through.
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“Premium Interest Rate Yen Time Deposit” is a Yen Time Deposit (Yen Structured Deposit) that is a principal-guaranteed product with a special clause that was launched in February 2020. Customers set the deposit period for regular Yen Time Deposits, but for Premium Interest Rate Yen Time Deposits, au Jibun Bank arbitrarily extends the deposit period up to 10 or 15 years. This product offers a higher interest rate than yen time deposits. It has been well received by many customers for meeting their medium- to long-term asset building needs, such as future asset building and preparing funds for their children’s education. The balance exceeded 50 billion yen. The amount of time it takes to build up the balance for each 10 billion yen has been gradually shortening, and it took about one month to reach the 40 billion yen to 50 billion yen mark.
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As of January 25, 2023
1. About 60% of deposit customers are women
While the ratio of male to female account holders is higher (57% male, 43% female: as of December 31, 2022), 61% of customers using premium interest rate yen time deposits are female. The tendency of female customers to use products with long deposit periods for
future-oriented asset building is the same for yen time deposits (one-month yen time deposits: 57% for men, 43% for women, 5-year yen time deposit (35% for men, 65% for women: end of December 2022). [Image 3
2. Approximately 60% of customers deposit less than 500,000 yen 62.0% of customers deposit less than 500,000 yen per transaction, and are using it for long-term investment of surplus funds.
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In addition, we are currently running a campaign that allows you to use the “Premium Interest Rate Yen Time Deposit” even more
economically.
-Yen regular set campaign-
In addition to depositing 100,000 yen or more in a 1-year yen time deposit, if you deposit 100,000 yen or more for each eligible product (foreign currency time deposit, premium interest rate yen time deposit), up to 15,000 yen depending on the deposit amount for each product Yen, if you deposit all eligible products, you will receive a maximum of 30,000 yen as a gift.
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au Jibun Bank, a member of the au Financial Group, says, “Everywhere you are and where you go is a bank. Bringing the freedom and convenience of smartphones to banks. With the idea of ”Let’s live with the bank.” We are promoting the Smart Money Concept. Going forward, we will continue to provide financial services centered on smartphones, and create new experiential value together with our customers and partner companies as “the bank that customers feel closest to.”
that’s all
About the “Yen Regular Set Campaign”
overview
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URL: https://www.jibunbank.co.jp/campaign/2022/20221201_winter_set_deposit/ Details about this release:
https://prtimes.jp/main/html/rd/p/000000379.000026860.html
MAIL:cr@prtimes.co.jp
au Jibun Bank The balance of “premium interest rate yen time deposit” exceeded 50 billion yen
