Digital Garage Launches “Quick Money” for SMEs to Raise Funds Effortlessly and Quickly

Digital Garage, Inc.
Digital Garage Launches “Quick Money” for SMEs to Raise Funds Effortlessly and Quickly
– Enables quick financing according to the business situation based on the sales forecast AI model –

Digital Garage, Inc. (TSE Prime: 4819, Head Office: Shibuya-ku, Tokyo, Representative Director, President and Group CEO: Kaoru Hayashi, hereinafter referred to as DG) aims to help small and medium-sized businesses We will start offering “Quick Money*1”, a fundraising service that can be used to pay previous expenses.
Unlike large companies, which have a variety of means of raising funds, SMEs need time and effort to procure funds from financial institutions, etc., due to complicated procedures for loan screening, etc., and they suddenly run out of funds. There was a problem that it was not possible to respond even when it was necessary.
Recently, “online lending” for SMEs and sole proprietors who want to simplify complicated procedures and time-consuming loan screening and raise funds quickly has attracted attention, and a large number of services are being provided overseas. The market scale and the number of users are expanding year by year.
DG has decided to develop and provide “Quick Money”, a service that can easily raise funds online, in order to meet the needs of these small and medium-sized businesses for cash flow and operational efficiency. This service is an invitation-only service for member stores of the payment service provided by DG Financial Technology Co., Ltd. (Headquarters: Shibuya-ku, Tokyo, President and Co-COO: Hiroshi Shino), a subsidiary of DG and engaged in the payment business. DG Lab*2’s proprietary “sales forecast AI model*3” predicts future merchant sales (receivables expected to occur in the future), and DG purchases a portion of them. Unlike ordinary financial services, in principle, there is no need to submit additional examination materials such as financial statements, and it is possible to raise funds quickly and easily in as little as 5 business days. In addition, since the sold receivables are settled by deducting a certain percentage (transfer rate) from the monthly settlement sales of the affiliated stores, it is possible to make payments according to the business situation.
■ “Quick Money” service site
[Image .jp/ja/pr/release/2022/11/20221110/) (November 10, 2022)

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