[Chosen by 88 insurance professionals] Recommended Insurance Ranking 2023 3rd “Term Insurance”
Announcing the 2023 Recommended Insurance Ranking based on the data of responses from 88 active insurance solicitors
Wizleap Co., Ltd. (Shibuya-ku, Tokyo, Representative Director Shohei Tanigawa), which operates the money consultation platform “Money Career”, is based on a questionnaire survey of 88 insurance solicitors who are currently selling insurance. We will announce the best recommended insurance rankings in 6 categories: life insurance, term insurance, income protection insurance, whole life insurance, foreign currency-denominated insurance, and variable insurance.
What is the “Recommended Insurance Ranking 2023 Chosen by Insurance Professionals”?
“Which insurance policies are really recommended in 2023?”
This simple question was answered by 88 active insurance professionals in their money careers.
The fields are the following seven fields.
Income protection insurance
whole life insurance
foreign currency insurance
This time, as the third installment, we will announce the ranking of term insurance. *
-Summary of Survey-
[Survey target] 88 FPs (insurance agents) affiliated with “Money Career” [Survey period] January 25, 2023 (Wednesday) to January 30, 2023 (Monday) [Eligibility conditions]
·Gender Male Female
・Survey method: Conducted an e-mail questionnaire to money carrier affiliated FPs (insurance sales representatives)
* Please see the results of this survey and the comments accompanying the results for reference only. The products handled, the name of each insurance, and the details of coverage differ depending on the underwriting insurance company, so be sure to carefully read the “Description of Important Matters” and each insurance pamphlet (leaflet) before signing a contract. If you have any questions, please contact your insurance company or agency.
*This ranking does not indicate superiority or inferiority among insurance products. Please be sure to check the pamphlets and contract summaries for details of the products, and the alert information for other items that you should be aware of. Please note that this ranking is for insurance products as of February 1, 2023.
In the term insurance ranking, Hanasaku Life’s “Hanasaku Term Insurance” ranked first.
Below, we will introduce excerpts from the comments of insurance professionals about the insurance from 1st to 5th place.
1st place: Hanasaku commuter pass (Hanasaku Life)
Low insurance premiums regardless of quality discounts
Insurance premiums are reasonable, and since it is a subsidiary of Nippon Life Insurance, credit is safe.
Even elderly people can join
2nd place: Fine Save (Orix Life)
Good balance between coverage and premiums
Affordable insurance premiums for funeral costs
You can add riders for both disasters and injuries, and premiums are reasonable. 3rd place: Term Insurance Premium DX, Term Insurance Platinum (Zurich Life) Reasonable health insurance premiums
Renewal requirement after exemption is activated is good
Premiums are highly competitive.
4th place: Smart Anshin commuter pass (Tokio Marine & Nichido Life) Advantage in insurance premiums
Low minimum S and reasonable insurance premiums
Affordable without a good body discount
5th place: FWD commuter pass (FWD Life)
Non-smoking healthy body of income security insurance is the cheapest, no smoking test (notification only), no health certificate required (notification only)
Cospa is good for the content of the security.
■ Ranking criteria
For various insurance products, we asked them to select the top three “recommended products”. 1st place = 10 points, 2nd place = 7 points, 3rd place = 4 points, and the total points are ranked as “scores”. In addition, this time, the item “I can not recommend the corresponding insurance type” is also subject to selection.
■ Detailed data and citations for this ranking
If you would like detailed data on this ranking, or if you want to quote this data in the media,
■ Wizleap’s efforts
A money consultation platform that creates opportunities to think about money and eliminates worries about money in the era of 100-year lifespans. Consultation on asset formation, life plans, review of insurance, etc. is possible. Registration is easy on LINE, and we will match you with reputable experts.
We are also holding an online money seminar, and you will be able to study money with one smartphone.
Solve the things you don’t understand about pet insurance!
This is a web service that allows you to ask questions about pet insurance and compare products.
We can introduce pet insurance that matches you from 11 insurance companies. On LINE, we also offer pick-up articles, veterinarian consultations, and web health checkup tools!
Company name Wizleap Co., Ltd.
Location: Aoyama Seven Heights 606, 1-7-5 Shibuya, Shibuya-ku, Tokyo Representative Representative Director Shohei Tanigawa
Established February 10, 2017
Capital 30 million
Business description: Money consultation platform business “Money Career” Pet insurance comparison and consultation business “MOFFME”
Number of employees: 70 (including outsourcing contracts) *As of the end of December 2022
Details about this release: