Sasuke Financial Lab Co., Ltd.
About 80% of 40-year-old office workers are worried about the “review of the nursing care insurance system.” Specifically, “Increase in insurance premiums” and “Increase in burden amount”
~ 86.6% recognize that “new enrollment or review of insurance is effective” to prepare for retirement funds ~
Sasuke Financial Lab Co., Ltd. (Headquarters: Chiyoda-ku, Tokyo; Representative Director: Kiyotaka Matsui; hereinafter “our company”) operates an insurance diagnosis, bulk comparison, and estimate site “Konohoken!” (https://konohoken.com/) )” conducted an awareness survey of 40-year-old office workers about the nursing care insurance system. The survey period is two days from May 18, 2023 to May 19, 2023. We conducted an internet research targeting 40-year-old office workers who are aware of the revision of the nursing care insurance system in 2024, and 105 people. of valid responses were counted.
Questionnaire survey article →
[Image 1: https://prtimes.jp/i/27965/116/resize/d27965-116-309c26503c7355c20501-9.jpg&s3=27965-116-451bb0523a4e9f331ec95fc845191113-2560×1340.jpg] [Survey background]
The year 2024 is expected to be a major turning point, as the revision of the long-term care insurance system, as well as revisions to medical insurance and the Act on Comprehensive Support for Persons with Disabilities.
At the age of 40, when people are obliged to join the long-term care insurance system, they feel that the burden of paying long-term care insurance premiums is increasing. As a result, many people are likely to reconsider how to prepare for the future. Therefore, this time, we conducted a survey of 40-year-old office workers’ awareness of the nursing care insurance system, targeting 40-year-old office workers who are aware of the 2024 revision of the nursing care insurance system.
[Survey result summary]
82.9% answered that they felt uneasy about the “review of the long-term care insurance system” to be held in 2024
73.6% of people feel particularly uneasy about “Increase in long-term care insurance premiums” and 65.5% of “Increase in user burden” 86.6% answered that it is effective to take out a new insurance or review it as a preparation.
This time, we conducted a survey of 105 40-year-old office workers who are aware of the 2024 revision of the nursing care insurance system. It turns out that about 80% of 40-year-old office workers feel uneasy about the revision of the nursing care insurance system in 2024. In addition, nearly 90% of respondents answered that it would be effective to take out new insurance or review it as a way to prepare for future retirement funds, because “I think that having appropriate insurance will lead to peace of mind in the future.” bottom.
[Image 2: https://prtimes.jp/i/27965/116/resize/d27965-116-2093e9e53478eed021af-0.png&s3=27965-116-9b3355c6e5cc312456c0888bacdeea50-1920×1080.png] 【result details】
Q1.Are you worried about the revision of the long-term care insurance system in 2024? N=105
56.2% of respondents said that they felt very uneasy.
[Image 3: https://prtimes.jp/i/27965/116/resize/d27965-116-33be5b1904b23e9f0d63-1.jpg&s3=27965-116-e2ecaa5bf2f84026d1def355a16e7cf1-1280×670.jpg] As for the opinions of 40-year-old office workers, 56.2% answered that they were “very uneasy” and 26.7% were “somewhat uneasy” about the “review of the long-term care insurance system” to be carried out in 2024. rice field.
Q2.Please tell us what you are particularly worried about regarding the 2024 revision of the long-term care insurance system. (Multiple answers) N = 87 (Only those who answered “I feel very anxious” or “I feel somewhat anxious” in Q1)
73.6% of respondents said that they would increase their long-term care insurance premiums the most.
[Image 4: https://prtimes.jp/i/27965/116/resize/d27965-116-daf7d6b9029553a646c9-2.jpg&s3=27965-116-c3975e4dfd93ad82d2e263bb02200755-1280×670.jpg] Regarding the 2024 revision of the long-term care insurance system for office workers in their 40s, 73.6% said that they would increase nursing care insurance premiums. 54.0% answered that the age at which payment of fees should start was lowered.
Q3. As an insured person, what kind of things do you want for the “review of the long-term care insurance system”? (Multiple answers) N=105
“Reduction of long-term care insurance premiums” 61.9%
[Image 5: https://prtimes.jp/i/27965/116/resize/d27965-116-08879e6cbb15549794eb-3.jpg&s3=27965-116-cb69e85a918696ca66125eb1f080b302-1280×670.jpg] 61.9% of insured people want to “review the long-term care insurance system”, “reduction of long-term care insurance premiums”, 55.2% “reduction of burden on users”, 51.4 “increase of available services” The answer was %.
Q4.It is compulsory for people aged 40 and over to join the long-term care insurance system. N=105
61.0% of the most “I feel very much”
[Image 6: https://prtimes.jp/i/27965/116/resize/d27965-116-5c13170a1a5ce26093d5-4.jpg&s3=27965-116-8156127e1b148c315db0e1990fe60eaa-1280×670.jpg] When asked if they felt the burden of monthly nursing care insurance payments on their household finances, 61.0% answered that they “feel very much” and 27.6% answered “somewhat”.
Q5.When you started paying long-term care insurance premiums at the age of 40, please tell us what you thought about your own old age or if you felt uneasy. (Multiple answers) N=105
The most common “anxiety about retirement funds” 70.5%
[Image 7: https://prtimes.jp/i/27965/116/resize/d27965-116-2197db93115d595e976d-5.jpg&s3=27965-116-398f69615695fdc220e1d9ae62ded0b0-1280×670.jpg] When asked about their thoughts and anxieties about their own retirement after starting to pay long-term care insurance premiums at the age of 40, 70.5% said “anxiety about retirement funds”, 54.3% said “anxiety about not being able to work”. 48.6% answered “health concerns such as illness and injury”.
In addition to the answers given in Q6 and Q5, please tell us if you have any thoughts or concerns about your own old age. (Free answer) N=101 (Only those who answered other than “I don’t know/can’t answer” or “I’m not worried” in Q5)
Regarding their own retirement, voices such as “worried about having enough assets” and “worried about pension problems and lack of retirement benefits”
-Free answer/partial excerpt-
・40 years old: I’m worried about whether I have enough assets. ・ 40 years old: I am worried because there is no pension problem and no retirement allowance system.
・ 40 years old: I am always worried about whether I can live in old age. ・ 40 years old: The environment around me.
・40 years old: How much should I save?
Age 40: Risk of dementia.
・ 40 years old: Worried about getting the cooperation of those around you. When asked about their thoughts and concerns about their own retirement, 60 respondents answered, “I’m worried about whether I have enough assets,” and “I’m worried about pension problems and the lack of a retirement allowance system.” I was able to get an answer. Q7. Do you think it is effective to take out new insurance or review it as a preparation for future anxiety (funds for retirement)? N = 105 51.4% of the most “I think so very much”
[Image 8: https://prtimes.jp/i/27965/116/resize/d27965-116-ecf1abd71e63df8f8df2-6.jpg&s3=27965-116-40d758d984b9667f869d82c17689f17a-1280×670.jpg] When asked whether it would be effective to take out a new insurance policy or review it to prepare for future concerns (funds for retirement), 51.4% answered “strongly agree” and 35.2% answered “somewhat agree”.
Q8. In what ways do you think it is effective to take out new insurance or review it? (Multiple answers) N = 91 (only those who answered “strongly agree” or “somewhat agree” in Q7)
67.0% of respondents said that having appropriate insurance would lead to a sense of security in the future.
[Image 9: https://prtimes.jp/i/27965/116/resize/d27965-116-803f1d16fd6071067109-7.jpg&s3=27965-116-f87ee45760038dd194083490ebc9390d-1280×670.jpg] 67.0% of respondents think that it is effective to newly enroll in insurance or review it. 56.0% said, “Because it will be prepared for the future,” and 51.6% answered, “There is a possibility that the monthly burden can be reduced by reviewing.”
Q9.In addition to insurance, how would you like to prepare your retirement funds? (Multiple answers) N = 11 (Only those who answered “I don’t think so” or “I don’t think so at all” in Q7)
The highest number “NISA / Tsumitate NISA” 45.5%
[Image 10: https://prtimes.jp/i/27965/116/resize/d27965-116-d5a43e2890bb92219d50-8.jpg&s3=27965-116-4634c661a5e6e564aa1dddc5c9a83cfc-1280×670.jpg] Regarding what kind of retirement funds other than insurance, 45.5% answered “NISA / Tsumitate NISA”, 27.3% answered “iDeCo”, and 27.3% answered “savings”.
This time, we conducted a survey of 105 40-year-old office workers who are aware of the 2024 revision of the nursing care insurance system. According to the survey results, about 80% of 40-year-old office workers feel uneasy about the revision of the long-term care insurance system in 2024. In particular, there were voices such as “Increase in long-term care insurance premiums” and “Increase in user burden” as concerns. In addition, it was also found that people feel “anxiety about retirement funds” after starting to pay long-term care insurance premiums from the age of 40. For this reason, nearly 90% of
respondents answered that taking out new insurance or reviewing insurance is effective as a way to prepare for future retirement funds, with the reason that “having appropriate insurance will lead to peace of mind in the future.” bottom.
The “long-term care insurance system” will be reviewed soon. While many people are keenly aware of the financial burden associated with paying long-term care insurance premiums under the long-term care insurance system, which is compulsory for those aged 40 and over, it is a good time to reconsider and review preparations for retirement funds. Maybe you can say
In this survey, 45.5% of respondents answered how to prepare for retirement funds other than insurance, with NISA / installment NISA, and 27.3% with “iDeCo”. It turned out to be popular as a preparation. However, there are concerns about risks associated with NISA and funded NISA. If you want to save your retirement funds in a systematic manner instead of deposits, or if you want to save even a little tax, why not consider variable life insurance?
Konohoken! On June 10th, we will be holding a free online seminar “IDeCo/NISA vs Variable Insurance – From Savings to Investment – How to Choose Asset Formation that Suits Your Home”.
In this seminar, we invited a financial planner who is an expert on money, and compared asset formation products such as NISA, iDeCo, and variable insurance, which will start new systems from January 2024, with advantages and disadvantages, and concrete asset formation methods. I will explain to you.
For details of the seminar, please click here.
[Image 11: https://prtimes.jp/i/27965/116/resize/d27965-116-015314997763e442a03e-10.jpg&s3=27965-116-13f5866fe77299627558a8754727ea1f-2560×1340.jpg ]
Survey name: Awareness survey of 40-year-old office workers about the nursing care insurance system
Investigator: IDEATECH Co., Ltd.
Survey target: 105 40-year-old office workers who are aware of the 2024 revision of the long-term care insurance system
Survey period: Two days from May 18, 2023 to May 19, 2023
Research method: Internet research
*Composition ratios are rounded off to the second decimal place, so the total does not necessarily add up to 100.
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■ What is “Konohoken!”, which allows you to complete insurance selection online?
[Image 12: https://prtimes.jp/i/27965/116/resize/d27965-116-0e970652a6feb221268f-11.jpg&s3=27965-116-a64f49fd4cde6726a63edd2ceda3d619-899×143.jpg] “Konohoken!” is a digital insurance agency that allows you to complete your insurance selection online. We will digitize everything from insurance quotes, comparisons, considerations, and applications to realize a world where you can choose the insurance that suits you. Konohoken! is intuitive and easy to operate, and by incorporating illustrations and infographics, insurance products that are often thought to be complicated and difficult to understand are presented in an easy-to-read and understandable manner. In addition, there are plenty of reviews and comments from experts, and if you have the Internet, you can consider insurance regardless of time and place. Konohoken! Here, we introduce the latest recommended medical insurance and popular products in a ranking format every month.
We support insurance selection with a 360-degree comparison page where you can compare products you care about and basic knowledge about medical insurance.
Practical selection page explained by an insurance professional https://konohoken.com/medical/guide/
■ 360 degree comparison
This is a page where you can compare the details of insurance products in table format by item so that you can choose insurance with your own satisfaction.
It is possible to sort by “popularity ranking”, “in order of low insurance premium”, and “in order of high insurance premium”, and switch between ranking and display. (Some insurance companies and products may not be displayed.)
Medical insurance: https://konohoken.com/medical/compare/
Life insurance: https://konohoken.com/life/compare/
Cancer insurance: https://konohoken.com/cancer/compare/
Women’s medical insurance: https://konohoken.com/medical/lady/compare/ Disability insurance: https://konohoken.com/disability/compare/ Relaxed Underwriting Standards for Medical Insurance:
Term insurance: https://konohoken.com/life/term-life/compare/ Income protection insurance: https://konohoken.com/life/family-income/compare/ Whole life insurance: https://konohoken.com/life/whole-life/compare/ Nursing care and dementia insurance: https://konohoken.com/nursing-care/compare/ Car insurance: https://konohoken.com/car/estimate/
Pet insurance: https://konohoken.com/pet/compare/
■ Popular insurance ranking
You can also compare and consider other insurance products from the ranking below. (Some insurance companies and products may not be displayed.)
Medical insurance: https://konohoken.com/medical/
Life insurance: https://konohoken.com/life/
Cancer insurance: https://konohoken.com/cancer/
Women’s medical insurance: https://konohoken.com/medical/lady/ Disability insurance: https://konohoken.com/disability/
Medical insurance with relaxed underwriting criteria:
Term insurance: https://konohoken.com/life/term-life/
Income protection insurance: https://konohoken.com/life/family-income/ Whole life insurance: https://konohoken.com/life/whole-life/ Nursing care and dementia insurance: https://konohoken.com/nursing-care/ Car insurance: https://konohoken.com/car/
Fire insurance: https://konohoken.com/fire/
Pet insurance: https://konohoken.com/pet/
■ Konohoken! URL: https://pro.konohoken.com/landing/
“Konohoken! Pro” is a SaaS-type sales support solution tool. By objectively and logically visualizing customer risks based on data, we can stimulate customer needs in insurance sales, streamline and standardize sales skills, and further improve productivity. In addition, by being able to quantitatively understand their own risks, customers will be able to think about necessary preparations on their own, which will lead to greater satisfaction in purchasing insurance and an improved customer experience.
About Sasuke Financial Lab Co., Ltd.
With the mission of “creating a world where you can choose the insurance that suits you,” we aim to dispel the image that insurance is difficult and create a world where people can easily purchase and review insurance online. We would like to realize a world where insurance can be understood and felt more easily through digital technology by developing the online insurance market “Konohoken!” for individual customers, developing various systems for the insurance industry, and providing marketing support. We are here.
Company name: Sasuke Financial Lab Co., Ltd. (https://sasukefinlab.com/) Head office location: Inside FINOLAB, Otemachi Building 2F, 1-6-1 Otemachi, Chiyoda-ku, Tokyo
Established: March 2016
Representative: Kiyotaka Matsui, Representative Director
Business description: Digital insurance agency business, InsurTech business Digital insurance agency “Konohoken!”
Website URL: https://konohoken.com/
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