Web Crew Co., Ltd.
One in three people have less than 1 million yen in savings! “Less than 1 million yen” was the most common answer for all ages over 20s. ……
Webcrew Co., Ltd. (Headquarters: Setagaya-ku, Tokyo, President and CEO: Yoshitaku Fujishima), which operates “MoneyFix,” has begun collecting questionnaires for friends of MoneyFix’s official LINE account and conducting a survey regarding money. did.
Investigation background
MoneyFix is a media that supports various financial decisions in life. By presenting objective data on “how people in the world are doing,” we hope to provide criteria for selection.
We started operating MoneyFix’s official LINE account and started collecting questionnaires about money from people who became our friends.
In this release, we will publish excerpts from the results of a survey conducted in five categories: “Interest in Money,” “Monthly Expenses,” “Insurance,” “Housing,” and “Assets/Investments.”
Survey results topics
・One in three people have less than 1 million yen in savings. “Less than 1,000,000 yen” is the highest percentage for each age group over 20s.
・About 80% of people do not have a target savings amount for five years from now.
・Many people say they are not able to utilize their assets as much as their peers
・The most common time that people bought life insurance for the first time was when they got a job. On the other hand, approximately 30% of people in their 20s and older do not have life insurance.
・Half of people in their 20s and older say they are investing. Approximately 80% of people lack knowledge and information about investing
→ Click here for detailed survey results (https://lin.ee/uKOcFuf
▼One in three people have less than 1 million yen in savings. “Less than 1,000,000 yen” is the highest percentage for each age group over 20s.
[Image 1
When asked the question, “How much of your household’s financial assets do you have in savings?”, 23.9% answered “less than 1 million yen,” followed by 14.9%, “between 1 million yen and less than 2 million yen.” This is the result.
The total of “0 yen (no savings)” and “less than 1 million yen” was 36.9%, meaning that approximately one in three people had less than 1 million yen in savings. Looking at each age group, the percentage of people who answered “less than 1 million yen” was the highest among each generation.
▼Approximately 80% of people do not have a target savings amount for 5 years from now
[Image 2
To the question, “Have you decided on your savings goal for five years from now?”, 77.3% of respondents answered “undecided.”
On the other hand, the percentage of people who answered “definitely” was highest among those in their 20s at 28.1%, and there was a tendency for it to decrease as the age group increased.
▼Many people say they are not able to utilize their assets as much as their peers
[Image 3
To the question, “Do you think you are better able to utilize your assets than your peers?”, 62.9% of the respondents answered “I don’t think so.”
More than 40% of people in their 20s and 30s answered “I think I can do it.” However, the percentage of people in their 40s and older who answered “I think I can do it” has decreased.
▼The most common reason why people bought life insurance for the first time was when they got a job. On the other hand, approximately 30% of people in their 20s and older do not have life insurance.
[Image 4
When asked the question “When did you first purchase life
insurance?”, 42.8% of people in their 20s and older answered “When I got a job.”
More than half of people over 50 took out life insurance when they started working, but less than half of people under 40 took out life insurance when they started working.
It can be seen that the attitude toward purchasing life insurance differs depending on the generation.
▼Half of people in their 20s and older are “investing,” and about 80% lack knowledge and information about investing.
[Image 5
When asked the question, “Do you engage in any type of investment activity, such as stocks, bonds, real estate, virtual currencies, etc.?”, 52.4% of people in their 20s and older answered, “Yes.” By age group, those in their 30s and 40s accounted for more than half of the respondents, at 54.3% and 57.1%, respectively, while the proportions decreased to 49.7% for those in their 50s and 42.4% for those in their 60s and above. We found that people’s attitudes toward “investment” differ depending on their age.
[Image 6
Survey overview
▼Money questionnaire (5 times in total)
[Survey implementation company] Web Crew Co., Ltd.
[Survey period] August 15, 2023 to October 31, 2023
[Survey method] Conducted a survey divided into 5 times on MoneyFix’s official LINE account
[Number of people surveyed]
First survey on “interest in money”: 7,850 people
2nd “Monthly Expenditure” Survey: 7,097 people
3rd “Insurance” survey: 6,891 people
4th “Housing” survey: 6,815 people
5th “Assets/Investment” Questionnaire: 6,786 people
Future outlook
In this release, we have excerpted some of the results of a survey conducted in five categories: “interest in money,” “monthly expenses,” “insurance,” “housing,” and “assets/investments.”
On MoneyFix’s official LINE account, more detailed data narrowed down by gender and age group is made available exclusively to those who respond to the survey.
In the future, we will conduct surveys regarding money based on the basic data we have collected. We hope that by collecting and publishing “money worries” through a survey, we will be able to find clues to solving them.
About MoneyFix
MoneyFix is a media that supports various financial decisions in life. We provide the latest money-related news, introductions and explanatory articles on financial products supervised by experts, and free FP consultations.
We are entering an era in which individuals can create their own personal assets. However, when building assets, decisions about money are often difficult, such as “What kind of financial product is right for me?” and “How should I save for education expenses?” MoneyFix helps you make difficult money decisions by providing information that helps you understand “other people’s choices”, such as what kind of people are building their assets, what kind of financial products they are choosing, etc. Back up.
URL: https://moneyfix.jp/
About MoneyFix’s LINE official account
On MoneyFix’s official LINE account, Yasuko Manei, the mother of MoneyFix’s official character, the Manei family, sends out money information she has learned.
→Click here to add friends to the LINE official account (https://lin.ee/uKOcFuf)