Sumitomo Mitsui Card Co., Ltd.
Introduction of public personal authentication service using My Number Card ……
Sumitomo Mitsui Banking Corporation (President and CEO: Akihiro Fukudome, hereinafter referred to as “Sumitomo Mitsui Banking Corporation”), a subsidiary of Sumitomo Mitsui Financial Group, Inc. (President and Group CEO: Tatsu Nakajima, hereinafter collectively referred to as the “SMBC Group”) and Sumitomo Mitsui Card Co., Ltd. (Representative Director and President: Yukihiko Onishi, hereinafter referred to as “Sumitomo Mitsui Card”) are pleased to announce that they have introduced identity verification using the My Number Card public personal authentication service. Initially, it will be introduced for identity verification when opening an Olive account on the Sumitomo Mitsui Banking App and the Sumitomo Mitsui Banking website, and the scope of use will be gradually expanded.
[Operation flow using public personal authentication] *Screen is for iOS
[Image 1: https://prtimes.jp/i/32321/427/resize/d32321-427-c6671a383e1c0ed3ac45-2.png&s3=32321-427-1dcdcc9e06ce0cb8ae405cd0813048da-990×387.png ]
The public personal authentication service uses the electronic certificate installed in the IC chip of the My Number Card to prevent fraud such as forgery of identification documents, impersonation by others, and falsification of data, thereby ensuring safe and reliable identification. This is a service that realizes this. With the introduction of this function, in addition to eliminating the need to take a facial photo for identity verification, it also eliminates the need to enter some application details such as name and address, making the process smoother.
This time, we have adopted Polarify Public Personal Identification Service (JPKI) by Polarify Co., Ltd. to introduce this function, and we are considering expanding its introduction to identity verification operations at SMBC Group companies in the future. We will continue to work hard to prevent fraudulent account opening and use, and will work to further expand our services with the aim of improving the convenience of account opening and other procedures.
[Reference: What is “Olive”]
“Olive”, which started in March 2023, is a new financial service that seamlessly combines functions such as bank accounts, card payments, finance, online securities, and online insurance on an app. You will be able to access various services from both the Sumitomo Mitsui Banking Corporation app and the Sumitomo Mitsui Card Vpass app, allowing you to centrally manage balances and details for various services such as daily payments and asset formation/management. It is also equipped with “Flexible Pay,” which allows you to switch between cash card, credit card, debit card, and point payment functions using a single card. The number of Olive accounts has reached 1.7 million as of the end of December 2023, and it has been well received by many customers.
As a pillar of the SMBC Group’s retail business strategy, we will strive to expand our high-quality services through collaboration and alliances with powerful partner companies that go beyond the boundaries of the group.
* “Polarify Public Personal Identification Service (JPKI)” is a service consisting of “Myna Pocket” and “BizPICO” of NTT Data Corporation, and “Myna Pocket” and “BizPICO” are registered trademarks of NTT Data Corporation.
[Reference: What is Polarify Public Personal Identification Service (JPKI)?] Polarify Public Personal Authentication Service (JPKI) provided by Polarify Co., Ltd. (*1) uses the electronic certificate installed in the IC chip of the My Number Card to perform online administrative procedures and to log in. This service is used to publicly
authenticate individuals and confirm that electronic documents have not been tampered with. It can be used not only for procedures at government agencies, but also for online transactions with private businesses such as online banking.
[Image 2: https://prtimes.jp/i/32321/427/resize/d32321-427-780f911c3448d3218501-3.png&s3=32321-427-f441961764736feb7bb481b39cc0e189-969×503.png ]
*1: Polarify, Inc. was established by Sumitomo Mitsui Financial Group, Inc., NTT Data, Inc., and Daon, Inc. We are the first company to receive individual approval from the Financial Services Agency as a banking business advancement company under the revised Banking Act, and provide eKYC and biometric authentication services.
Utilizing multiple biometric information, we seamlessly connect users and businesses, from eKYC at the start of transactions to login authentication for daily transactions, contributing to the creation of a safe and convenient digital society.
More details about this release:
Sumitomo Mitsui Card Co., Ltd.