Sony Assurance Co., Ltd.
[Sony Assurance Awareness Survey on Disaster Prevention and Earthquake Insurance] September 1st is Disaster Prevention Day – Disaster Prevention Awareness Ranking 2024 by Nationwide Area is announced. The China area is at the bottom for both disaster prevention awareness and earthquake insurance participation rate.
~ Based on last year’s survey results, the number of people who fear “earthquakes and tsunamis” has increased by more than 10% ~
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Sony Assurance Co., Ltd. (President: Hiroyuki Tsubota, Headquarters: Ota-ku, Tokyo, hereinafter referred to as “Sony Assurance”) has conducted various activities to help as many people as possible know how to choose and review appropriate fire insurance. We are
disseminating information. In conjunction with Disaster Prevention Day (September 1), Sony Assurance conducted an awareness survey regarding disaster prevention and earthquake insurance targeting 1,000 homeowners nationwide who have fire insurance.
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■ 2024 will be the year with the most earthquakes in the past five years, with many earthquakes including those with a seismic intensity of 7.
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According to the Japan Meteorological Agency (*1), the number of earthquakes in 2024 will exceed 2,800 as of August 1, which is already far greater than the number of earthquakes in a single year in the past five years. In addition to the Noto Peninsula Earthquake, where a seismic intensity of 7 was observed, and the Bungo Channel Earthquake, where a seismic intensity of 6-lower was observed, other large-scale earthquakes have occurred one after another, with 9 times having a seismic intensity of 5 or higher and 11 times having a seismic intensity of 5 or lower.
As of July 30, 2024, the Noto Peninsula Earthquake caused serious damage, with 1,629 people injured and 123,099 homes damaged (*2), and recovery and reconstruction efforts are still continuing. Masu. September 1st is Disaster Prevention Day, and the week that includes this day is designated as Disaster Prevention Week. The purpose is to raise awareness about disaster prevention and deepen awareness of natural disasters such as earthquakes and heavy rain. In order to investigate disaster prevention awareness regarding earthquakes and the current state of earthquake insurance coverage, Sony Assurance targeted 1,000 people who own their own homes and have fire insurance, and conducted a survey on disaster prevention awareness and trends in each of 10 areas nationwide in 2023. We analyzed the results by comparing them with the results of the disaster prevention awareness survey conducted in 2017.
*1 Table created based on the search results of the Japan
Meteorological Agency’s “Seismic Intensity Database Search” (as of August 1, 2024)
https://www.data.jma.go.jp/svd/eqdb/data/shindo/index.html
*2 Cabinet Office disaster prevention information page “About the damage situation related to the 2020 Noto Peninsula Earthquake (as of 14:00, July 30, 2020)”
https://www.bousai.go.jp/updates/r60101notojishin/r60101notojishin/pdf/r60101notojishin_48.pdf
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*The composition ratio is rounded to the second decimal place, so the total does not necessarily add up to 100%.
[Sony Assurance awareness survey regarding disaster prevention and earthquake insurance]
Survey results detailed report
1. – National disaster prevention awareness ranking by area 2024 – 1st place is “Tokai area”, lowest place is “Chugoku area”
The most commonly used earthquake countermeasure is “confirmation of evacuation sites and evacuation routes in the event of a disaster” We conducted a survey to see if people were practicing the 10 items for earthquake countermeasures, with each item scoring 1 point and a maximum score of 10 points.In the 2024 National Disaster Prevention Awareness Ranking by Area, which ranked 10 areas nationwide, the Tokai area (4.58 points) The results showed that disaster prevention awareness was the highest, and the China area (3.31 points) had the lowest disaster prevention awareness. Compared to the previous survey, although there have been some changes in the rankings, the numbers have increased nationwide, indicating that disaster prevention awareness is increasing.
The most common earthquake countermeasures taken are “confirming evacuation sites and evacuation routes in the event of a disaster” at approximately 60% (61.8%), and “participating in evacuation drills and crime prevention drills” at approximately 20%. This resulted in fewer people implementing it.
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2. The “Shikoku area” ranks first in the earthquake insurance coverage rate, and the “Chugoku area” ranks the lowest in the disaster prevention awareness ranking.
Looking at the earthquake insurance participation rate (*subscription for both buildings and household goods) by area, the earthquake insurance participation rate in the Shikoku area is 70%, which is significantly higher than other areas, reflecting the high awareness of disasters. You can see that. On the other hand, in the Chugoku area, only about 40% (47.0%) took out earthquake insurance, indicating a lack of disaster preparedness compared to other areas. Compared to the participation rate from the previous survey, although there has been a change in ranking, the Shikoku area and the Kyushu/Okinawa area still maintain their high rankings, and their participation rates are increasing. On the other hand, in the China area, which ranks last, the participation rate has decreased by 10% compared to last year, indicating that awareness of disaster preparedness has further declined.
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3. Even though a large-scale earthquake occurred this year,
approximately 80% of respondents said they had not done anything regarding earthquake insurance.
Reasons for not having earthquake insurance: “I don’t know” “Nothing in particular”
The Noto Peninsula Earthquake caused damage to many homes and had a major impact on the lives of local residents. In addition, the Bungo Channel Earthquake caused widespread shaking, and a series of earthquakes have occurred in the Chiba area, increasing residents’ anxiety. Despite this situation, the survey found that approximately 80% (79.8%) of people have not taken any action such as checking or reviewing their earthquake insurance coverage.
In the China area, which had the lowest disaster prevention awareness and earthquake insurance participation rate, only about 20% (23.0%) of people did not have earthquake insurance. As reasons for this, many people say that “earthquakes do not occur often”, “the probability of earthquakes occurring is low”, and “the ground is good”, which suggests that the awareness of the danger of earthquakes is lower than in other areas.
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4. “Drinking water” is the top emergency supplies and stockpiles for earthquakes.
Less than 10% of daily necessities include “powdered milk and baby bottles,” “disposable diapers, etc.,” and “sanitary products.” When asked about the preparation status of emergency supplies and supplies in preparation for an earthquake, similar to the previous survey results, “drinking water (67.9%),” “food (52.2%),” and “flashlight (51.2%)” were the top responses. accounted for. These items are considered the most basic and important in an emergency, and many people prioritize having them. Drinking water is particularly important because it is directly linked to sustaining life. Similarly, many households are preparing to store food for a long period of time. Flashlights are also an essential item during power outages, and many people carry them.
On the other hand, less than 10% of people had daily necessities such as “powdered milk and baby bottles (0.6%),” “disposable diapers, etc. (2.9%),” and “sanitary products (7.1%).” These household items depend on specific situations and individual household needs, which is likely why overall stockpiling rates are low. Powdered milk and baby bottles are needed in households with infants, and as they represent a minority of the total number of households, it can be assumed that the proportion remains low. Disposable diapers are similarly limited to households with infants. These daily necessities are also important in emergencies, so it is important to stock up according to each individual situation.
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5. When asked if they think there is a possibility of a major earthquake occurring in their area of residence, 86% of people in the Tokai area answered, “I think it will occur.”
When asked whether they think there is a possibility that a major earthquake will occur in their area in the near future, approximately 70% (68.6%) of the respondents answered, “I think there will be one.” Looking at each area, in the Tokai area in particular, 86.0% of people answered that they thought it would occur, which was significantly higher than the national average. This suggests that people in the Tokai area have a very high sense of crisis regarding earthquakes. Next, 82.0% of respondents in the Shikoku area and 81.0% of
respondents in the Kanto area gave the same answer, revealing that there is a strong sense of caution against earthquakes in these areas as well.
On the other hand, in the Kyushu/Okinawa area, only 50% (50.0%) were concerned about earthquakes, the lowest result among the 10 areas. It appears that people in the Kyushu/Okinawa area have a lower sense of danger from earthquakes than other regions.
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6. Earthquakes and tsunamis were the most feared natural disasters at over 70%, an increase of over 10% from the previous survey.
When an earthquake occurs, the most common answer for anxiety is “securing lifelines such as water and electricity.”
When asked about the natural disaster they fear most, more than 70% (70.8%) of people nationwide answered “earthquakes and tsunamis,” an increase of more than 10% from the previous result (59.9%). I did. The results show that people’s fear of earthquakes and tsunamis is increasing. This was followed by “heavy rains, floods, and landslides (15.2%)” and “storms and tornadoes (5.0%).”
When asked about things they would be worried about if an earthquake occurs, the most common response (81.7%) was “securing lifelines such as water and electricity,” followed by “safety of family (67.2%)” and “damage to residence (59.4%).” %),” “Securing food supplies (55.7%),” and “Securing means of communication (30.7%).”
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[Table 4: https://prtimes.jp/data/corp/63966/table/39_2_f7cd627e11554d0e1c00295bca12b807.jpg] ■“Earthquake add-on rider” of Sony Assurance’s new online fire insurance that covers up to 100%
Earthquake insurance can be purchased as a set with fire insurance, and when purchased, it will compensate for damage to buildings and household goods caused by earthquakes, such as building collapse and fire due to earthquakes, and damage to homes due to tsunamis caused by earthquakes.
The amount covered by earthquake insurance is at most 50% of the insured amount of fire insurance, but Sony Assurance’s new online fire insurance has an “earthquake add-on rider (only in case of total loss)” (*3) By setting this, it is possible to increase the
compensation amount to up to 100% (compared to fire insurance). If we pay insurance claims as a total loss, majority loss, or small half loss under earthquake insurance, we will pay the same amount as the insurance claim under earthquake insurance. (Payment is not applicable in the case of partial loss) This special provision can only be set if the insurance amount for earthquake insurance is set to “50% of the insurance amount for fire insurance.”
(*3) The official special contract name for the earthquake add-on special contract is “seismic risk add-on compensation special contract (only in the case of a total loss)”.
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This article has been partially generated with the assistance of AI.