A must-read for people in their 20s! Earn, Spend, Save, Increase – Understand the basic rules of money that you can use for the rest of your life. “New NISA/iDeCo compatible version Money things you should do now in your 20s”

Diamond Co., Ltd.
A must-read for people in their 20s! Earn, Spend, Save, Increase – Understand the basic rules of money that you can use for the rest of your life. “[New NISA/iDeCo compatible version] Money things you should do now in your 20s”
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The “money textbook” that saved 150,000 people has been powered up! “[New NISA/iDeCo compatible version] Money things you should do now in your 20s”, which covers everything from the super basics of money that you can understand from scratch to the new NISA/iDeCo, will be released by Diamond on August 28th. Masu.
[Image: https://prtimes.jp/i/45710/232/resize/d45710-232-e463d04b89b84fac3e8d-0.jpg&s3=45710-232-878d9d90c6ee9ae7c93f1e062ade0a73-1000×1446.jpg] Yoshiko Nakamura: Author “[New NISA/iDeCo compatible version] Things you should do about money now in your 20s” Published by Diamond Inc. ■Now in your 20s is a crossroads! A book where you can learn everything about money to live a better life
　Getting a job, changing jobs, living alone, getting married, and having children. Your 20s are a time when various life events occur, and you have more opportunities to think about your future life. Under such circumstances, many people may feel anxious about the inseparable issue of money. We don’t know where to start and tend to put things off, such as “I’m having a hard time saving money…” or “I’ve often heard about the new NISA and iDeCo, but they seem difficult…” “Money” is something that we tend to turn away from, but in order to avoid being swayed by money for the rest of our lives, it is important to have the correct knowledge and take it seriously from our 20s onward. After your 30s and 40s, do you want to be a person who has no savings and is tired of being busy with a job you don’t like, or a person who has enough savings and time to do a job you like? It depends on what you do now that you are in your 20s.
This book is for all those in their 20s who are confused about money. It explains in an overwhelmingly easy-to-understand way the basic rules of money that you should know from a young age. In addition to knowledge on building assets such as savings and investments, we also provide information on how to use money to live a richer life, such as “self-investment, which is more important than saving,” “how to use money for living,” and “how to deal with work as a source of income.”・We also explain in detail how we work. The
easy-to-understand and easy-to-implement advice given by the author, financial planner Yoshiko Nakamura, who has provided many household finance consultations, is sure to be of immediate use. You’ll learn exactly what you should do about money in your 20s, which you can’t get by just chasing the great deals on the internet and SNS. ■Table of contents (partial excerpt)
Prologue: If you don’t think about money from a young age, you won’t be able to do what you want in life.
Chapter 1 Money Basics
By saving 10% of your income, you will have saved the equivalent of your annual income in 10 years. If you save 15%, it will take 7 years. Bank fees, digital fees, and subscription fees of 110 yen will determine the future.
Chapter 2 Life and Money
Live at home until age 29. If you don’t become independent, you’ll be in trouble financially.
If you want to save money, don’t own a car. Use car sharing wisely Chapter 3 Debt and Money
Credit is a debt. One credit card is ideal. At most 2 pieces If you fall into multiple debts, send SOS as soon as possible. Chapter 4 Work and Money
They will teach you the job and also give you a salary. Make good use of your company!
Change jobs in your 20s and gain the confidence to live without relying on your company!
Chapter 5 Savings and Money
Savings can be done through salary deduction or automatic savings. The principle is to save your salary before spending it.
I have 4 accounts. “Living account”, “Emergency expenses account”, “Special account”, “Growing account”
Chapter 6 Investment and Money
Aim for a high yield even at 1%. The difference later became more than 10 million yen.
Investments for people in their 20s are determined by NISA savings. Chapter 7 Self-Investment and Money
Invest in yourself and continue increasing your value!
　Investing in health is essential. Being healthy allows you to work more powerfully and save more!
Chapter 8 Marriage and Money
Living together for more than 3 months is a waste of your life. I can’t save any money
To get your marriage off to a good start, save up your annual income while you’re single!
Chapter 9 Housing and Money
Don’t buy a house in your 20s. The best time is around 35 to 40 years old. A down payment is required when buying a house. Home loan up to 4 times annual income
Chapter 10 Old age and money
In his 20s, he honed his investment skills with NISA and decided to join iDeCo. Let’s change Japan’s pension system! The first step is to vote in the election. Conclusion
■Author profile: Yoshiko Nakamura (Yoshiko Nakamura)
Financial planner. Representative director of Alpha and Associates. Born in Nagasaki City. Graduated from Waseda University Faculty of Commerce.
After working for a manufacturer, he moved to MMI, an independent financial planning company, in 1985. She became the first female FP in Japan and is involved in all aspects of financial planning. In 1991, he established his current company with a friend. He provides FP consulting for individuals such as life planning, insurance reviews, household budget management, and asset building, writes and supervises financial articles (books, newspapers, magazines, etc.), and lectures at FP/financial seminars. Since the 1990s, he has serialized articles on household finance diagnosis in magazines and newspapers, and has published over 1,000 articles. A leading authority on household finance diagnosis and household finance advice from the perspective of financial planners. He served as an advisor for Monex Securities for 10 years after its launch in 1999. From 2008 to 2016, Mizuho Bank’s website “Ouchi no Money” published household finance advice articles for newlywed couples every month. Since 2016, she has received online money counseling from FP Cafe, a FP counseling site for women, and is rated as the most popular respondent. In recent years, paid
consultations for individuals have been increasing in number for internationally married couples, couples living overseas, and same-sex couples.
He has written many books, including the 150,000-copy bestseller “Financial Things You Should Do Now in Your 20s” (Diamond
Publishing) and “Financial Things You Should Do After Getting Married” (Diamond Publishing).
■“[New NISA/iDeCo compatible version] Money things you should do now in your 20s”
Author: Yoshiko Nakamura
List price: 1,540 yen (tax included)
Release date: August 28, 2024
Publisher: Diamond Inc.
Format: 248 pages
https://www.amazon.co.jp/dp/4478119562/
*Images and photos in the release are limited to use for reporting purposes related to this book.