[Ateam] How many people keep their card loan usage a secret? Planned borrowing is important to avoid getting caught
Ateam Press release: September 26, 2024 How many people keep their card loan usage a secret? Planned borrowing is important to avoid getting caught. Lifestyle information media “Eades” conducts “awareness survey regarding card loans” Ateam Life Design Co., Ltd. (Headquarters: Nagoya City, Aichi Prefecture, President: Fumio Mase), a group company of Ateam Co., Ltd., is using card loans for its information media “Eades” that solves “confusion” in daily life. We conducted an awareness survey regarding card loans among 700 people who had done so. The Financial Services Agency’s “Survey and Research on Companies Using Wage Businesses*” found that just under 50% of survey respondents had experience using credit card loans, which led us to conduct this survey. At Eades, we hope to make the lives of consumers richer and more convenient by disseminating knowledge and information about money, which is important in life. *Reference source: Survey and research on the use of wage industry | Financial Services Agency
https://prcdn.freetls.fastly.net/release_image/1348/2496/1348-2496-90df8ccb704e9df54b333222b11e640d-896×504.png
https://prcdn.freetls.fastly.net/release_image/1348/2496/1348-2496-a9be1a28cb3f908eb25a8d129b5a6b95-1280×840.png Have you ever found out that you used a card loan? Most people answered that their family/relatives (65.7%) found out about their credit card loan usage. When asked, “To those who have found out that they used a credit card loan, who found out about their credit card loan use?”, 65.7% of those who got caught using a credit card loan answered “family members/relatives.” I answered.
https://prcdn.freetls.fastly.net/release_image/1348/2496/1348-2496-d3e9c858c5ea16c489aa41ddc75585f5-1280×1100.png I have a question for those who have had their credit card loan usage discovered. Who found out? The most common reason for finding out about the use of a credit card loan was “because the mail such as the loan card or usage statement was delivered to your home (49.3%)” When asked, “To those who have been found out about using a credit card loan, what is the main reason why it was discovered?”, 49.3% of those who had their credit card loan use revealed were “ “Because mail such as loan cards and usage statements were delivered to my home.” Based on the fact that the most frequently cited person who was found out was “family/relatives,” it seems that people who live together are particularly likely to be found out.
https://prcdn.freetls.fastly.net/release_image/1348/2496/1348-2496-1e5a2f6991cabe05130710e11f7822a4-1280×1100.png I have a question for those who have had their credit card loan usage discovered. What was the main reason you got caught? Many people gave excuses when it was discovered that they had used a card loan, such as “I had an unexpected expense” or “I told them my repayment plan.” When we asked the question, “To those who have been caught using a credit card loan, what excuse do you give when you find out you used a credit card loan?”, we heard the following real voices. Some of them seem to be telling the truth. Use for investment Hospital test fees were required It’s okay because you can pay it back immediately Just borrowing a small amount temporarily I wanted to buy an expensive birthday present I tried to put on a good face to show my good side I borrowed money by mistake using my bank card I used random excuses such as gift money from a friend my family didn’t know, or just being suddenly invited to a drinking party and didn’t have enough money (in the end, it was discovered to be gambling) The most common reason for not being found out about using a card loan was “I was careful not to default on payments (50.8%)” When asked, “To those who have been found out about using a credit card loan, what is the main reason why it was not discovered?” 50.8% of those who had their credit card loan use revealed I answered, “I was careful not to fall into arrears.” If you fall behind on your payment, you will receive a reminder by phone or email, or a reminder letter, so you must be especially careful not to let anyone know about it.
https://prcdn.freetls.fastly.net/release_image/1348/2496/1348-2496-0182a2c1c5c32d8c7d94827a8b3bba40-1280×1100.png I have a question for those who have never found out about using a card loan. What is the main reason why it didn’t work out?
Additionally, some respondents said, “I applied for a credit card loan that does not require confirmation of enrollment by phone (14.3%)” or “I applied for a credit card loan that does not require mail (11.6%).” In order to solve the problem of “postal mail and telephone contact”, which is the main reason why card loans are used, there is a way to apply for a card loan that does not require telephone contact or mail. However, if you fall behind on your payment, you will end up getting a phone call or a mail, so be sure to use your card loan in a planned manner. “Eades”, an information media that solves “confusion” in daily life, also provides information about card loans. We introduce card loans that meet your needs, such as “I want to borrow money without mail,” “I want to borrow money without making phone calls,” and “I want to borrow money completely online,” so please take a look. Introducing recommended card loans without mail:
https://www.a-tm.co.jp/top/cardloan/cardloan-osusume/no-mail/?prf Introducing recommended card loans that don’t require telephone contact in principle:
https://www.a-tm.co.jp/top/cardloan/enrollment-confirmation/?prf Introducing recommended card loans that can be completed online: https://www.a-tm.co.jp/top/cardloan/chara-web-only/?prf Introducing recommended card loans:
https://www.a-tm.co.jp/top/cardloan/cardloan-osusume/?prf Introducing recommended consumer finance:
https://www.a-tm.co.jp/top/cardloan/consumer-finance/?prf Introducing recommended card loans with same-day financing:
https://www.a-tm.co.jp/top/cardloan/same-day-loan/?prf ■Summary (from Edith editorial department) The survey results showed that although the majority of people were able to hide their credit card loan usage (36.9%), there was no significant change between those who could not hide their credit card loans (31.3%) and those who did not try to hide them in the first place (31.8%). I found out that I can’t. The main reasons why your card loan usage will be discovered are “receiving a phone call to your home” or “receiving mail,” so it is important to “not be behind on payments” in order to avoid being found out. . To do this, make sure to borrow in a planned manner and talk to your loved ones, such as your family and partner, to ensure that you are using the loan properly. ■Survey overview Survey period September 13th to September 14th, 2024 Survey target Those who have used a card loan Number of samples 700 people Research method Internet research Research agency Research contractor: iBridge Co., Ltd. (freeasy) ■Articles related to card loans Cashing/card loan comparison site “NaviNavi Cashing”: https://a-cashing.com/?prf Introducing recommended card loans without mail:
https://a-cashing.com/ch-cardloan/without-mail/?prf Introducing recommended card loans that can be completed online:
https://a-cashing.com/ch-off-store/?prf Introducing recommended consumer loans: https://a-cashing.com/ch-consumer-loan/?prf
Introducing recommended card loans with same-day financing:
https://a-cashing.com/ch-speedy-loan/?prf ■About Edith “Eades” is a comprehensive lifestyle media that provides optimal answers to life decisions. We disseminate a variety of information, including information on “money for daily life” such as credit cards, card loans, and home loans, as well as information on “investment and tax savings” such as securities investment and hometown tax payments, to resolve the “confusion” of each person. We will prepare content that will give customers an experience that they will be happy with. Furthermore, we will continue to deliver information that will make your life easier and better on SNS such as Instagram and YouTube. In the future, Eades will continue to provide a place where people who have difficulties in their daily lives can come together, create tools and communication that solve the problems of each individual, and aim to become an easy-to-use and approachable presence. Edith URL: https://www.a-tm.co.jp/top/ Edith Expert Q&A:
https://www.a-tm.co.jp/qa Instagram:
https://www.instagram.com/e_desu_official/ YouTube channel “[Official] Edith / Savings information that you will benefit from knowing”: https://www.youtube.com/channel/UC1Q-7O-cejBebaVh0C8oYKg Book “Even beginners can understand! BOOK on how to choose things related to money”: https://www.amazon.co.jp/dp/B0CGYPSG83 ■About Ateam Life Design Ateam Life Design Co., Ltd. develops services closely related to life events and daily life. In the future, by further improving the customer experience and strengthening the synergies between multiple services, we will work closely with each individual’s “convenience” and provide services that are “understandable,” “easy to do,” and “reliable” through the power of IT and people. We aim to be a person who can support you and deliver “good things” to you. URL:
https://life-design.a-tm.co.jp/ ■Eades service list Card loan comparison site “Eades (Card Loan)”:
https://www.a-tm.co.jp/top/cardloan/ Credit card comparison site “Eades (Credit Card)”: https://www.a-tm.co.jp/top/creditcard/ Securities investment comparison site “Eades (Securities Investment)”: https://www.a-tm.co.jp/top/securities/ Home loan comparison site “Eades (Home Loan)”: https://www.a-tm.co.jp/top/housingloan/ Job change information/job change service comparison site “Eades (job change)”: https://www.a-tm.co.jp/top/job-change/ Other services: https://life-design.a-tm.co.jp/service/ ■Company profile Company name: Ateam Inc. Address: Dai Nagoya Building 32F, 3-28-12 Meieki, Nakamura-ku, Nagoya, Aichi Prefecture Representative: Representative Director and President Takao Hayashi Established: February 29, 2000 Capital: 838 million yen (as of July 31, 2024) Business details: Planning, development, and operation of various web services such as comparison sites, information media, and tools closely related to daily life, “Lifestyle support business” that provides business support services related to digital customer attraction support for corporations, various genres A comprehensive IT company that operates on three axes: “Entertainment business” that plans, develops and operates games and tool applications, and “EC business” that plans, develops and operates e-commerce sites that handle multiple products. /td> URL: https://www.a-tm.co.jp/ *Company names and product names mentioned in this text are trademarks or registered trademarks of each company.