Manulife Life Insurance Co., Ltd.
Nomura Securities resumes sales of “Manulife Whole Life Insurance – Yen-denominated/Foreign Currency-denominated”
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Manulife Life Insurance Co., Ltd. (Director, Representative Executive Officer, President and CEO: Benoît Meslet, Head Office: Shinjuku-ku, Tokyo, hereinafter referred to as “Manulife Life”) is a
currency-selective single-premium whole life insurance company, “Manulife Whole Life Insurance – Yen-denominated/Foreign
Currency-denominated”. – will resume sales at Nomura Securities Co., Ltd. (President: Kentaro Okuda, head office: Chuo-ku, Tokyo, hereinafter referred to as “Nomura Securities”) from Monday, September 2, 2024.
“Manulife Whole Life Insurance – Yen-denominated/Foreign
Currency-denominated” was developed to meet the inheritance needs of customers who want to increase and leave behind important assets that will lead to the future of their families, and allows you to choose the contract currency. Single-premium whole life insurance. This product has simple and easy-to-understand content, and has supported the asset building of many customers since its launch in 2015. We have suspended new transactions since May 2020, but we have recently introduced a new product that will respond to the needs of a wider range of customers for single-premium whole life insurance and reduce the burden on customers. In order to provide the product, we have decided to resume sales by making product revisions such as expanding the contract age and lowering the initial contract fee in many cases according to the contract age.
As a wealth solutions specialist, Manulife Life provides not only protection in case of emergency, but also long-term asset formation such as retirement and inheritance planning so that customers can live longer and better lives. We will provide products and services that meet a variety of needs, from security to risk protection.
Features of “Manulife Whole Life Insurance – Yen-denominated/Foreign Currency-denominated”
(Details: https://www.manulife.co.jp/ja/individual/products/goods/manulifesyushin.html
・The basic insurance amount*1, which is the basis for payment in the event of death or severe disability, is guaranteed from the outset of the contract for a lifetime in an amount that exceeds the single premium premium in the contract currency.
・The accumulated interest rate*2 on the contract date will be applied throughout your life.
– The contract currency can be selected from US dollars, Australian dollars, or yen.
– If the contract currency is US dollars or Australian dollars, you can also select yen as the currency for insurance premium payment. 2. Easy notification method
・You can apply using a simple, easy-to-understand two-step notification*3. However, if the difference between the basic insurance amount and the lump-sum insurance premium exceeds the enrollment limit for the notice, you will be required to undergo a medical examination by a doctor, submit a health certificate, and submit a special notice. 3. Product-related services that support customer health
・You can use Medical Relief (Plus), an ancillary service provided by T-Pec Co., Ltd., a business partner of Manulife Life, for free to support your mental and physical health.
・ “Medical Relief (Plus)” offers a health consultation service (Medical Hot Call 24*4) where consultation staff such as doctors, public health nurses, and nurses are available 24 hours a day, 365 days a year, as well as consultations from doctors in various specialized fields. We provide services such as arranging second opinions (medical sommelier*5).
Please check Manulife Life’s website for service details and terms of use. https://www.manulife.co.jp/ja/policyholder/medicalrelief/about.html *The above services are as of September 2024 and are subject to change or cancellation without prior notice.
*Different from insurance contract coverage.
*There are various conditions for use, and we may not be able to meet your requests.
*1 Calculated using the method specified by Manulife Life based on the lump sum premium, the accumulated interest rate on the contract date, the insured’s contract age and gender, etc.
*2 The accumulated interest rate is set twice a month (on the 1st and 16th) as a general rule, based on the specified benchmark interest rate determined by Manulife Life, and the accumulated interest rate set on the contract date will be applied for life. *The accumulated interest rate is not the actual yield of this insurance.
*3 Even if all of the advertised items do not apply to you, we may not be able to accept your request or may accept you with special conditions, depending on your occupation, physique, etc.
*4 Those who can use the service are the insured person under the applicable insurance contract and their family members within the first degree of kinship.
*5 Those who can use the service are insured persons under the applicable insurance contract.
About Manulife Life
Manulife Life is a group company of Manulife Financial Corporation (Manulife), a major Canadian-based financial services group. We help our customers more easily choose the best coverage and live a better life. For information about our company, please visit our official website (https://www.manulife.co.jp) and LinkedIn account
(https://www.linkedin.com/company/manulife-japan/).
(Details: https://www.manulife.co.jp/ja/individual/products/goods/manulifesyushin.html) 1. Product image diagram
[Image 1